We are your trusted independent insurance agency serving Virginia.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor. We are proud to serve clients throughout Virginia, including Richmond, VA, Fredericksburg, VA, Charlottesville, VA, and Virginia Beach, VA. We also service Raleigh, NC, Charlotte, NC, as well as Montgomery, MD, and Howard, MD.

What Sets us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

customer loyalty
satisfied clients
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Providing protection and peace of mind.

At KilGO Insurance we care! We understand peace of mind is important and we make sure we take care of you for all your insurance matters. You can sleep good at night and not have to worry if you have enough coverage to protect everything you love. Collectively, we have decades of experience in creating customized solutions for our clients in personal insurance, life insurance, business insurance and employee benefits.

A local Virginia agency focused on our community.

We started in 2016 to make sure every person and household gets the best from us and the right amount of insurance to help them live life confidently. We also believe in making the community a better place and give back. We have been involved with many nonprofits and charities such as: Better2gether, SPCA, Richmond Animal Shelter, Chesterfield food bank, Runway2life, Autism Speaks, Medical Home Plus (MHP), etc. We are also involved in PIA Professional Insurance Agents, RMBA Richmond Mortgage Brokers Association, and NHB New Home Builders Association.

Specialized insurance solutions throughout Richmond, VA and all of Virginia.

Although we work with a wide variety of individuals and businesses throughout Virginia, over the years we’ve developed focused solutions that combine expert knowledge with personalized service. Our specialties include home insurance, auto insurance, life insurance, business insurance, contractor insurance, and employee benefits.

Service-first approach to insurance.

Started by Jason KilGO, our agency’s focus is on solid risk management advice that works for your unique situation. Our goal is to educate customers and provide them with a customized policy that provides the protection they need. We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

Simplifying insurance starts here.

Our insurance advisors make it their business to know your world inside and out. They are there to help you through all the changes in your life and your business, whether you’re going from renting an apartment to buying a home, adding a partner to your business, getting married, renovating your home, adding a teen driver to your auto policy, or revamping your employee benefits plan.

Your trusted insurance advisor, working for you.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable. Because protecting what matters most to you is what is important to us, and bringing you the peace of mind you deserve is essential.

Contact us for service you can count on.

With an emphasis on serving others, KilGO Insurance Agency puts service front and center when it comes to making insurance simple. From educating you on your coverage options to helping you make an informed decision, our team is here to help you. Contact us today for friendly, knowledgeable service and expertise where it counts and from an agency you can trust.

We're Members of
  • HBAR Home Building Association of Richmond
  • Chesterfield Chamber of Commerce
  • VMBA Virginia Mortgage Bankers Association
  • RMBA Richmond Mortgage Bankers Association
  • PIA Professional Insurance Agents
  • Northern Virginia Mortgage Bankers Association
  • Tidewater Mortgage Bankers Association
Organizations We Support - The Chesterfield Chamber -

Our Core Values

  • Smile and Make It Happen
  • Touch Hearts
  • Create and Craft Relationships for Happiness
Some Bragging Rights

Logo - Expertise.com Best Homeowners Insurance Agencies in Newport News 2021 Color

2021 – Best Agency

Awarded for best homeowners insurance Expertise Agency of 2021 in Newport News

Award - 2020 Expertise Best Insurnace Agencies in Richmond

2020 – Best Agency

Awarded for best Expertise Agency of 2020 in Richmond, VA.

Branch Winner – Erie Insurance

Awarded for submitting the most personal lines insurance applications.

At KilGO Insurance, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in all of Virginia.

Our pursuit of purpose is “Helping people live life confidently” we do this by following our core values:

  1.  Smile and make it happen
  2.  Touch hearts
  3.  Create and craft relationships for happiness