Kilgo Insurance Agency is your trusted independent insurance agency in Chesterfield, Henrico, Fredericksburg, Chester, Richmond and other areas within Virginia.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

What Sets us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

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Kilgo Insurance Agency has been around since 2016. Collectively, we have decades of experience in creating customized solutions for our clients in personal insurance, life insurance, business insurance and employee benefits.

Although we work with a wide variety of individuals and businesses in the Richmond, VA area, over the years, we’ve developed focused solutions that combine expert knowledge with personalized service.

Started by Jason Kilgo, our agency’s focus is on solid risk management advice that works for your unique situation. Our goal is to educate customers and provide them with a customized policy that provides the protection they need. We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

Our insurance advisors make it their business to know your world inside and out. They are there to help you through all the changes in your life and your business, whether you’re going from renting an apartment to buying a home, adding a partner to your business, getting married, renovating your home, adding a teen driver to your auto policy, or revamping your employee benefits plan.

Our Core Values

  • Smile and Make It Happen
  • Experience is Everything
  • Dedicated to Make a Difference

Some Bragging Rights

Branch Winner – Erie Insurance

Awarded for submitting the most personal lines insurance applications.

At Kilgo Insurance Agency, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in Chesterfield, Henrico, Fredericksburg, Chester, Richmond and other areas within Virginia.