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Personal Insurance

How to Prepare for the Future: A Beginner’s Guide

By Personal Insurance

2020 was a challenging year for most of us. The main reason, being it was just so unexpected. Unemployment rates in the U.S. plummeted, 46% of adults had difficulties paying bills and many of us found that our health insurance plan did not, in fact, have us covered. This shakeup may have caused you to question your future and what’s in store for you. Do you have everything planned out? Are you set financially? What about your kids? If you find yourself asking these questions, our team at KilGO Insurance is here to help. Below, we share the introductory guide…

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Does Homeowners Insurance Cover Water Damage?

By Insurance, Personal Insurance

In life, there is no worse place to be than when you feel like the ground beneath your feet is being swept away. These are those times when things you took for granted or the progress you made in life is suddenly obliterated, and your life as it existed, suddenly dematerializes before your eyes. But it is for times like these that insurance companies exist. And although there is no way of escaping the emotional turmoil of a distressing event, insurance helps to ensure that, to a large extent, you don’t have to worry about the cost of replacing material…

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What Kind of Insurance Do I Need for My Rental Property?

By Insurance, Personal Insurance

For the same reasons that rental property mortgage is different from primary mortgage, insurance for a rental property is also different from insurance for an owner-occupied home. A rental property presents more risks to both lenders and insurers than a home where the owner of the home lives in it. Due to the unique risks associated with renting out a home to tenants, the type of insurance needed for a rental is different from what is needed for a home you live in. Furthermore, a rental property is a business, and like all businesses, it is exposed to threats. There…

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The Importance of Property Insurance

By Personal Insurance

Every one of us has a to-do list and a filing cabinet inside our minds. The to-do list holds all the routine tasks and responsibilities of our daily lives, as well as, our goals and aspirations. The filing cabinet is where we store away those items on our to-do list that we have completed. And our natural tendency is that once we have labeled an item on the to-do list as “finished” and filed it away in our cabinet, we do never want to have to do it again. Whether it is something we bought, built, or learned, the moment…

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What is Renter’s Insurance and Why Do You Need It?

By Personal Insurance

Most renters do not know the monetary value of all the things they own. This is the reason is that they have been acquiring these properties bit by bit over time. An average renter has personal belongings of about $20,000, excluding valuable documents. So what happens if thieves raid your apartment, or if the property catches fire? Will the landlord’s insurance cover these? Renters need to know that the landlord’s insurance only covers the building and all the accessories that belong to the landlord, explains Lonnie Bush, a professional property management company. It doesn’t cover anything belonging to the tenant….

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Home Insurance Provider Stands Ready To Offer Aid In Times Of Need

By Personal Insurance

North Chesterfield, Virginia based KilGO Insurance is pleased to announce that they are ready and willing to take on new clients who are seeking home insurance. In particular, the company specializes in helping their clients save money on insurance by shopping through carriers and offers on their behalf. While they are currently expanding their efforts to serve homeowners, their coverage also extends to auto, renters, life, commercial auto, general liability and employee benefits. Find them online at the following link: https://www.facebook.com/kilgoinsurance/. The insurance provider states, “KilGO Insurance makes it their utmost priority to save you the stress and time of…

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