Business Insurance in Richmond, VA
Coverage That Protects Your Business
Business Insurance
Business insurance provides financial protection for businesses, covering potential risks such as property damage, liability, and employee-related issues to ensure continuity and resilience in the face of unforeseen events.
Our Latest Blog Articles
Am I Covered If I Experience Car Theft?
When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered...
How to Determine if You Need Commercial Auto Insurance
When many people think of a commercial auto insurance policy, they may think of big vehicles such as semi-trucks, box trucks, garbage trucks, etc. However, there are many variations of vehicles that would qualify for a commercial auto insurance policy. How to...
Six Things to Do If You Get Into a Car Accident
Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, and obtaining proper documentation helps support a claim. While accidents will happen to almost every...
Insurance coverage that protects your company – so you can get back to business.
KilGO Insurance knows business in our communities – you can find our offices in Richmond. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business. This is why when you’re shopping for business insurance in Richmond, VA you should call one of our licensed insurance agents to discuss your business insurance needs. Our licensed agents can help you understand the different coverage options and help you determine what insurance is right for your business.
We’re proud members of the Richmond marketplace, and we’re committed to being an advocate for you and your business in times of need.
Our commitment is to serving you
KilGO Insurance knows that in Virginia, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.
Commercial & Business Insurance
– Insurance coverage that helps protect your business
- General Liability Insurance – Broad insurance coverage for your business and activities.
- Commercial Property Insurance – Protect your business with insurance for your commercial property.
- Business Auto Insurance – Cover your business with insurance for commercial vehicles.
- Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
- Workers’ Compensation Insurance – Insurance coverage that helps you take care of your employees.
Frequently Asked Questions about Business Insurance
What type of business insurance do you need?
The type of business insurance you need depends on what you’re doing. For instance, a web designer probably doesn’t need a commercial auto policy but does need a Professional Liability Policy. While a contractor has no need for Professional Liability but does need commercial auto. The best way to determine what coverage your specific business needs is by talking to a licensed agent.
What insurance is required to run a small business?
Owning a small business is an amazing achievement. Insuring it correctly is critically important. Your insurance needs depend on what your small business does. Some businesses can get away with minimal coverages while others need very comprehensive coverage for more complex businesses. Talk to an agent for advice on what types of coverage your business needs.
How much does business insurance cost?
The cost of business insurance varies tremendously based on what coverage you need. Professional Liability for instance may only be $150 a month while commercial truck insurance may cost upwards of $5,000 a month. The only way to know is to get a quote from a licensed insurance agent.
Start A Quote Today
Our licensed staff is ready to help you get multiple insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.
Helping people live life confidently through insurance.