Helping people live life confidently through insurance.

North Chesterfield, Virginia based insurance agency helping our clients navigate personal and commercial insurance with confidence. 

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Our Featured Products

Home Insurance

Your home is the center of your daily life, and likely your most valuable asset. We can help you find the best home insurance to meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing. Contact us for a free quote over the phone or by email.

Auto Insurance

Our team of insurance professionals understands the car insurance needs of our customers in Virginia. We can help you determine the best coverage for your needs. Since we represent the top insurance carriers, we’ll shop to find you the best rate.

Life Insurance

Beyond the emotional reassurance it offers, life insurance plays a pivotal role in long-term financial planning, serving as a vital component in protecting a family’s financial well-being and providing peace of mind for the policyholder’s dependents.

Commercial Insurance

As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value and coverage for your business. We offer all lines of business insurance.

Boats, Motorcycles & RVs

We can help you find complete solutions to your unique specialty vehicles from boats, to watercraft and RVs we have the experience and companies to cover them.  We’ll work to find you a company for great protection and pricing for you.

About Us

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

 

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Frequently Asked Questions

We understand all the factors you have to consider when searching for the right insurance policy. While we strongly recommend reaching out to us for a complimentary consultation and a tailored insurance solutions package, we trust that the following Frequently Asked Questions can provide some clarity on relevant topics.

How Much Coverage Do I Need?

That question has too many variables to give a blanket answer. The coverage amount you need is dependent upon the value of your assets, your exposures, your risk tolerance, and your budget.

What Is An Umbrella Policy, And Do I Need One?

It is an extra layer of coverage above your underlying limits. This is the most undersold and most affordable product in the insurance industry. The cost for most insureds is less than $1 per day.

What Is An Independent Insurance Agency?

As an independent insurance agency, we are not limited to one single provider.  In fact, we work with multiple carriers to most appropriately meet the needs of our clients.  This allows us to get you the best coverage for the best price.

How Does My Account Get Serviced?

We take a team approach to servicing your account.  Your agent and our support staff will be available to address your needs.

What Our Customers Are Saying About Us

Wanted to take a moment to identify two amazing members of KilGO Insurance – Candace and Jason – who went out of their way to understand our needs, walk us through our options, gave recommendations and treated us like friends or family. We were able to save a lot thru bundling. Highly recommend for home, auto, life or even your business!

Melissa C. 

Shawna Simmons was amazing. I went to her looking to get a better insurance rate and she did not disappoint. I was so happy with her service that I referred a family member to her as well and they have also made the switch.
Amie & Chris S. 
I recently switched from Geico to Progressive. I bundled my car and homeowners insurance. My Agent Shawna Simmons was amazing! Knowledgeable, responsive and patient with all my questions & concerns. I am looking forward to working with Shawna and Kilgo Insurance now and years to come!
Virginia M.