Real estate investor insurance solutions throughout Richmond, VA and all of Virginia.

If you invest in real estate, getting the right insurance coverage is a vital way to help protect that investment, although there are several risks to take into account. Understanding those risks can help you determine which insurance coverage options you need for continued success and protection from the unexpected.
Insurance every real estate investor needs.

First, you’ll need the same basic protections as with standard landlord insurance. These include coverage options such as personal liability and property damage, plus optional extras that are well worth considering, such as insurance against lost rent while a property is being repaired.

Vacant properties need coverage too.

Next, you’ll need to check how your policy deals with periods when properties are vacant. Some risks are higher during this time, such as those associated with a burst pipe or a fire. If nobody’s living at the property, these disasters might not be discovered until the damage is severe.

Improving your property? It still needs to be covered.

If you are doing improvement work on a property, such as a renovation or extension, you may need builders risk and installation insurance. This may help cover liability for injuries to construction workers and protect against damage to property, such as vandalism or severe weather while the property is still under construction and more exposed.

Are you interested in real estate investor insurance? Contact us to go over your business needs and coverage options.

Let’s discuss your real estate investor insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate real estate investor insurance solution. There’s no obligation, just good-old-fashioned advice.
KilGO Insurance Agency offers comprehensive real estate investor insurance throughout Virginia, including Richmond, VA, Fredericksburg, VA, Charlottesville, VA, and Virginia Beach, VA. We also service Raleigh, NC, Charlotte, NC, as well as Montgomery, MD, and Howard, MD.