Personal insurance solutions throughout Richmond, VA and all of Virginia.

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to homeowners insurance, we’re in the business of helping people protect what they value and have worked so hard to build.

At Erie Insurance, we want to help you find coverage that suits your home, lifestyle, and budget. That’s why it’s a smart insurance decision to consider an ErieSecure Home Bundle to expand your protection beyond our standard homeowners policy.

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The Hanover SafeTeen Program educates new teen drivers and gives parents peace of mind while their teens are on the road.

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People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

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It’s no secret that weddings and similar events can be a battle between the joy you naturally feel and the stress of worrying about what might go wrong. Weddings are expensive, and if disaster strikes, you could lose out on money with things like non-refundable deposits. This type of policy is just one example of a special event or one-day insurance that helps set your mind at ease about such risks.

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Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

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Your vehicle can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

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When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

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The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

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Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

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Bundling home and auto insurance is the practice of buying these two insurance policies from the same company. Many companies offer a discount when you buy multiple policies and the paperwork can sometimes be easier this way. People often ask, “Should I bundle my home and auto insurance?” There’s no one-size-fits-all answer, so let’s explore this more.

Rental property insurance is a specialty home insurance policy for the property owner rather than the tenant. It’s similar to a home insurance policy but is designed to account for the differing risks that you face when you rent out a property rather than living in it yourself.

Did you know that mobile homes are often at more risk than a typical home or apartment? The construction style and smaller size mean it could be at more risk of serious damage from a fire or other natural disasters, as well as an increased risk of the entire property and your possessions being lost. Insurance is important to consider when protecting your home and possessions from these risks.

Wherever you live, especially in high-risk areas, earthquakes can happen. It’s important to consider insurance coverage for your home and your personal belongings.

Did you know that most home insurance policies don’t cover losses that occur while a home is unoccupied for 30 days or more? You’ll need to consider vacant home insurance to protect your home and your investment when it will be unoccupied, whether that’s because the home is for sale, there is a gap in between tenants, or it is under remodeling or renovations.

As simple as a snowmobile might seem, it produces many of the same financial risks as a car. Things like accidents, breakdowns, property damage, and injuries can arise when driving your snowmobile. That’s why snowmobile insurance is a must for your peace of mind and protection for your investment.

Hosting an event at your home or a third-party venue? Consider getting special event insurance to help bring you peace of mind and protection for risks that may impact your event before, during, and after.

As a homeowner, the risks you face vary depending on the region you live in. Whereas most home insurance policies exclude certain risks, a difference in conditions insurance policy is focused on covering homes in high-risk areas, targeting those often-excluded perils.

Spending time on your yacht is a luxurious, relaxing pastime. However, the risks associated with yacht ownership can put a damper on your downtime if you’re not properly protected. There’s more to insuring your yacht than you might realize.

Identity theft is a real concern, especially in today’s world. With information being easy to access, it may fall into the wrong hands. That’s why you may want to consider identity theft insurance for an extra layer of security.

An SR-22 is a form that proves you have secured appropriate personal auto liability insurance, which may be required by your state Department of Motor Vehicles. These are also known as filings, bonds, forms, certificates of insurance, certificates of financial responsibility (CFR), or simply referred to as SR-22s.

While life insurance is usually associated with breadwinners, there are some good reasons to get it for a child. But, it’s very much a case-by-case product, so it’s worth getting advice to see if it’s valuable for you to get an insurance policy.

Medicare supplement insurance can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.

Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience, and also a safe one.

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

While you’re on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage – no matter what journeys you find yourself on.

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide. We’ll help keep you and your off-road vehicle safe and secure while you explore.