Renters Insurance in Richmond, VA

Secure the coverage essential for safeguarding your rental property.

 

Renters Insurance

Renters insurance offers financial protection for tenants by covering personal belongings, providing liability coverage, and offering additional living expenses in the event of covered losses or damages to a rented property.

Renters Insurance in Richmond, VA

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You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let KilGO Insurance help you find coverage options that protect you, your family, and your personal property with a renter’s insurance policy in Richmond. Call us at 804-403-7400 and let us help to make sure you’re properly covered.

What you need to know about renters insurance

Your renters insurance policy covers your personal property against theft or damage subject to the limits and deductibles you select. The renter’s insurance coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Protect yourself and your guests

Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available for renters insurance. Let KilGO Insurance help you find the right amount of coverage to suit your insurance needs. Call us today at 804-403-7400.

Get the right amount of insurance coverage at the best price
Whether you’re starting out, between homes or downsizing, KilGO Insurance will help you pick the renters insurance coverage that best fits your needs. Give us a call today at 804-403-7400 and get covered. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto and/or umbrella policies with their renters insurance policy.

Inexpensive extra coverage for renters insurance

Whether you’re starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Frequently Asked Questions about Renters Insurance

What does renters insurance cover?

Renters insurance can cover a variety of things such as theft, loss of personal items from losses like fires and provide you with liability insurance for bodily injury claims.

How much is renters insurance?

Renters insurance is typically less than $1 per day. Coverage and pricing vary depending on the coverage amount you’re requesting.

Why does my landlord require renters insurance?

Landlords want to limit their own liability exposure when someone is renting their property. For instance, if a renter has a dog and that dog bites someone, the landlord does not want to potentially be held liable for that dog bite claim.

Start A Quote Today

Our licensed staff is ready to help you get multiple insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.

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