What can wedding insurance cover?
Just as every wedding is unique, most policies are customized to the specific couple. Having coverage to meet your needs is important, especially when it comes to something as important as your wedding day. As a general rule, they cover any or all of these three main risks:
- If the wedding is postponed for specific reasons such as illness or a partner being deployed in the military.
- If there is accidental damage to important materials such as food, wedding clothes, or rings.
- If service suppliers (such as DJs and florists) fail to meet their obligations, if they go bankrupt, or simply don’t show up.
Exceptions for the conditions of coverage.
Bear in mind that most policies only cover extreme weather such as hurricanes rather than just bad weather such as rain. You’ll rarely be protected against a bride or groom getting cold feet. Keep these exceptions in mind when deciding on an insurance policy.
Are you planning a wedding? Add wedding insurance to your list. Contact us to discuss the specifics of your wedding and how insurance may benefit you.